|
|
1. Is your loan insured by Fannie Mae or Freddie Mac?
|
|
|
2. Is the property your principle residence?
|
|
|
3. Is the mortgage a first lien originated on or before January 1, 2009?
|
|
|
4. Is your mortgage delinquent or are you going to start to miss payments soon?
|
|
|
5. Is your mortgage balance currently less than $729,751?
|
|
|
6. Do your monthly mortgage payments exceed 31% of your gross income?
|
|
|